Many people need help planning for retirement, saving, investing, and decumulating their assets, yet financial advice is often complex, potentially conflicted, and expensive. The advent of computerized financial advice offers huge promise to make accessible a more coherent approach to financial management, one that takes into account not only clients’ financial assets but also human capital, home values, and retirement pensions. Robo-advisors, or automated on-line services that use computer algorithms to provide financial advice and manage customers’ investment portfolios, have the potential to transform retirement systems and peoples’ approach to retirement planning. This volume offers cutting-edge research and recommendations regarding the impact of financial technology, or FinTech, to disrupt retirement planning and retirement system design.Additional ISBNs9780192584298The Disruptive Impact of FinTech on Retirement Systems 1st Edition is written by Julie Agnew; Olivia S. Mitchell and published by OUP Oxford. ISBNs for The Disruptive Impact of FinTech on Retirement Systems are 9780192584304, 0192584308 and the print ISBNs are 9780198845553, 0198845553. Additional ISBNs include 9780192584298.
The Disruptive Impact of FinTech on Retirement Systems
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